Guide to your 2020 investment income tax reporting package

我们制备了这份指南以帮助您更好地理解邮寄给您的投资收益税务信息。

根据您的投资控股情况，您可能收到各种所得税信息单。本指南列出这些税务单及其大概的邮寄日期，并指出我们须按要求向加拿大税务署（CRA）和魁北克省税务局申报的信息。

我们希望这份指南能协助您轻松度过今年报税季。

REMINDER: When your tax documents become available you can access them through eDocuments.

Your tax reporting package may include:

T5 Statement of Investment Income summary
您的税务计划将包含一份2020年记入您账户的收支汇总表。 CRA requires BMO InvestorLine to report your investment income on this CRA authorized form. These slips will be mailed the week of February 22, 2021.

可申报的收益包括：
- dividends from taxable Canadian corporations, including the value of stock dividends
- interest from Canadian sources
- foreign income (including the value of foreign spin-offs) and any foreign tax paid by you
- accrued interest earned during the year (but not yet received) on compound instruments such as GICs and Canada Savings Bonds
注：短期货币市场工具和积息票据产生的利息不能在T5中申报。投资者有责任在年度纳税申报单中申报此类收益。

Statement of securities transaction
此表是您在2020年的证券交易活动摘要。

加拿大税务署（CRA）和魁北克省税务局仅要求我们报告您账户上的证券配置情况。实际的资本收益和亏损计算可能需要之前年份的交易信息。建议您寻求专业的税务咨询服务以完成这些计算工作。 These slips will be mailed the week of February 22, 2021.

2020年RRSP供款收据

明细	Important dates
Contributions processed from March 3, 2020 - December 31, 2020	Mailed the week of January 11, 2021
Contributions processed from January 1, 2021 - March 1, 2021	Mailing of contribution receipts five business days after contribution is processed begins the week of January 25, 2021, and weekly thereafter.

Relevé 3收益补充表（魁北克省居民）
如果您是魁北克省居民，您的投资收益还将被申报给魁北克税务局，并通过R3收益补充表告知予您。 These slips will be mailed the week of February 22, 2021.

NR4 Statement of Investment Income (non-residents)
If you resided in a country other than Canada for all or part of 2020, an NR4 Statement of Amounts Paid or Credited to Non-Residents of Canada will be issued for the period of non-residency, instead of a T5.这些单据将于2021年2月22日前寄出。

所列邮寄截止日期的10个工作日内，我们不再接受2020报税年的副本索取申请。

T3补充表、 Relevé 16
Taxable income for trust units and closed-end funds are reported on a T3 and Relevé 16 (for Quebec residents) and mailed to clients the week of March 29, 2021. 根据各管理机构申报其年收益的时间要求，可能制发两份或更多T3和Relevé 16。

T5013补充表、 Relevé 15
Taxable income for limited partnership units is reported on a T5013 and Relevé 15 (for Quebec residents) and mailed to clients the week of March 29, 2021. 对应每个此类具备应税收益的单位，您都会收到一份T5013和Releve 15表。

Note: It is not necessary to have received a cash distribution in order to earn reportable income on these products.

T4RRSP、T4RRIF和Relevé 2
For clients who received registered retirement income (withdrawals from RRSP and payments from RRIF accounts), these slips will be mailed the week of February 15, 2021.

T5 投资收益表及Relevé 3（额外）
将制发以申报从拆分公司获取的股票收益。这些产品的经理不会在批量T5报告所要求的时间范围内报告年度收入。这些附加单据将于2021年2月22日前寄出。

对于投资互惠基金的客户，您将直接从每家互惠基金公司收到T3。BMO InvestorLine（投资优惠线）不会制发互惠基金收据。

如果您对从BMO InvestorLine（投资优惠线）收到的税务报表有任何疑问，请在我们的营业时间拨打1 888 776-6886联系我们，我们的营业时间是：东部时间周一至周五上午8:00 - 下午5:00。